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Qualified buyers may receive up to $10,000 in seller concessions to be applied toward closing costs, prepaid expenses, and other allowable lender-approved costs with an acceptable offer.
Completed in 2025, this attractive 4-bedroom, 2-bath home offers approximately 1,745 square feet of living area in the Parker area of Bay County. Built using Structural Concrete Insulated Panels (SCIP/ICF construction), the home is designed for strength, durability, energy efficiency, and a quieter interior environment than traditional wood-frame construction.
The thoughtfully designed floor plan features an open living, dining, and kitchen area, creating a comfortable space for both everyday living and entertaining. The kitchen is finished with granite countertops, an island, pantry, and luxury vinyl plank flooring that continues throughout the home. The master bedroom suite (one of four bedrooms) includes a walk-in closet, double vanity, and separate shower, while a fourth bedroom provides flexibility for guests, a home office, or multigenerational living.
Outside, the fully fenced backyard offers ample room for recreation, gardening, or pets. The home is conveniently located near schools, shopping, and major transportation routes. Additional features include public water and sewer, central electric heating and cooling, metal roofing, and a concrete driveway with parking for multiple vehicles.
Overall, the property combines the benefits of nearly new construction, low-maintenance finishes, and innovative insulated concrete construction, making it an appealing option for buyers seeking a durable, energy-conscious home with modern amenities.

Panama City

721 Arrow Street

4 Beds

2 Baths

1,745 Sq.Ft.

$310,000

MLS#: 792936

Discover the perfect opportunity to own 1.78 acres of beautiful lakefront property offering privacy, recreation, and endless possibilities. This exceptional property features a unique three-tiered layout with two gated entrances, providing ample space to build your dream lakefront home while creating separate areas for entertaining, recreation, and enjoying the outdoors. Enjoy direct access to the lake for fishing, boating, kayaking, canoeing, paddle boarding, swimming, or simply relaxing while taking in the peaceful waterfront views. Existing improvements include a large pole barn, an additional storage shed, electric service, water, and a temporary septic system, making the property ready for immediate enjoyment or future development. Whether you're looking for a private weekend retreat, a place to create lasting family memories, or the perfect location to build your custom waterfront home, this one-of-a-kind property offers the ideal combination of natural beauty, convenience, and unlimited potential.

Southport

456 E Highway 20

None Beds

None Baths

1.78 acres

$179,900

MLS#: 792957

#792937

Panama City

122 N East Avenue C

2 Beds

2 Baths

800 Sq.Ft.

$1,495

MLS#: 792937

Motivated seller! bring all offers. Enjoy spectacular 9th-floor views overlooking the pristine beaches!

Experience coastal living at its finest in this beautifully positioned beachfront condo located within the highly sought-after gated community of Carillon Beach. Situated at 23223 Front Beach Rd. #907, this stunning residence offers direct beach access and breathtaking Gulf views from one of the most desirable stretches of Florida's Emerald Coast.

Nestled in the back section of the exclusive Carillon Beach community, residents enjoy a peaceful and private atmosphere while still being just minutes from the best dining, shopping, and entertainment that Panama City Beach and scenic 30A have to offer. Pinnacle Port offers resort-style amenities, including pools, tennis courts, a fitness center, boat docks on Lake Powell, and miles of pristine beach.

Ideal as a primary residence, second home, or investment property, this condo has never been a rental and has been enjoyed exclusively by the owner and their family.

The primary suite boasts direct access to a private balcony overlooking Lake Powell, perfect for enjoying your morning coffee or watching the sunset.

Come experience everything Carillon Beach has to offer.

All information available to the Seller and Listing Agent has been provided in the listing and disclosures. If information is not included, it is not available to us. Buyers and their agents are responsible for verifying all information that is important to their purchase, including but not limited to HOA rules and regulations, leasing restrictions, fees, room dimensions, square footage, lot size, taxes, and any other property details. All measurements and listing information are approximate and should be independently verified by the Buyer and Buyer's Agent.

Panama City Beach

23223 Front Beach Road 907

2 Beds

2 Baths

983 Sq.Ft.

$339,000

MLS#: 792964

Positioned on an oversized corner lot on the desirable west end and just a short walk to the beach, this three-bedroom, two-and-a-half-bath home presents a compelling opportunity for those looking to create value in a prime location. Just a short distance to the beach, the property offers strong fundamentals with a private pool, two-car garage, and key system updates already in place, including a newer roof , HVAC, and water heater. With its generous footprint and sought-after location, this home is ideal for investors or buyers with vision looking to reimagine a property to its full potential.Whether you're considering a primary residence, second home, or investment opportunity, the combination of lot size, location, and core improvements makes this a standout value-add opportunity on the west end.

Panama City Beach

20937 S Lakeview Drive

3 Beds

2 Baths

1,890 Sq.Ft.

$609,000

MLS#: 1004049

Panama City Beach

20937 S Lakeview Drive

3 Beds

2 Baths

1,890 Sq.Ft.

$609,000

MLS#: 790150

#792935

Panama City

122 N East Avenue B

3 Beds

2 Baths

1,000 Sq.Ft.

$1,595

MLS#: 792935

Rare opportunity in St. Andrews! This fully remodeled three-bedroom, two-bath home is being sold with a separate waterfront parcel on Lake Huntington, located approximately 300 feet from the residence. The list price includes both properties, and they must be sold together.

The home features luxury vinyl plank flooring, recessed lighting, updated fixtures, and an easy flow between the living room, kitchen, and dining area. The remodeled kitchen offers white shaker-style cabinetry, solid-surface countertops, stainless steel appliances, a gas range, and an adjoining coffee or beverage station. The oversized primary suite includes a private bath and a large closet with a built-in organization system. Additional features include two guest bedrooms, an updated guest bath, a spacious laundry room with a folding counter and storage, updated windows, modern ceiling fans, and a tankless water heater.

Outside, the large fenced lot provides a gated driveway, abundant parking for a boat or trailer, patio space, and an above-ground pool. The separate 0.064-acre waterfront parcel measures approximately 50 by 75 feet and offers roughly 50 feet of frontage on Lake Huntington. The waterway provides access toward St. Andrews Bay and creates a private setting for fishing, kayaking, watching the sunset, or potentially adding a dock or boat lift. No dock or boat lift is currently installed. Buyers should verify water depth, navigability, boundaries, and permitting requirements for their intended use.

Short-term rental use is permitted at the residence, subject to obtaining all required licenses, registrations, and approvals. The home is also within walking distance of Historic St. Andrews, locally owned restaurants, waterfront parks, shopping, entertainment, and the St. Andrews Marina. This property offers a rare combination of a remodeled home, short-term rental potential, boat parking, a walkable St. Andrews location, and nearby privately owned waterfront. All measurements and information should be verified by the buyer if important.

Panama City

1611 Cincinnati Avenue

3 Beds

2 Baths

1,320 Sq.Ft.

$347,500

MLS#: 792965

Perfectly positioned at the end of a quiet cul-de-sac and framed by mature oak trees, this waterfront home offers approximately 125 feet of deep-water bayou frontage, Santa Rosa Sound views, and convenient boating access. The main living area is all on one level and can be accessed by either the residential elevator or staircase. Expansive windows bring in plenty of natural light and showcase water views throughout the main living areas. The open floor plan connects the living, dining, and kitchen spaces, with custom cabinetry, granite countertops, stainless steel appliances, and bar-height seating. The private owner's suite features water views, a customized walk-in closet with built-ins, dual vanities, an oversized tiled walk-in shower, and adjoining flex space that works well as an office, reading room, or sitting area. Two additional bedrooms share a full bath. The oversized laundry room offers additional cabinetry, a utility sink, wine refrigerator, and storage. Outdoor living includes wraparound Trex decking spanning three sides of the home, a large screened porch, spacious ground-level covered entertaining area, and a 2024 Bullfrog Spa that conveys. The large lot offers plenty of outdoor space along with a boathouse and boat lift and direct access to Santa Rosa Sound. An oversized four-car garage, circular driveway, attached storage area, central vacuum, spray foam insulation, Pella windows, and low-maintenance exterior finishes add to the home's functionality. Current homeowners and flood insurance quotes are available in MLS documents. A pool company has been consulted regarding potential pool placement; buyer to verify feasibility, design, and permitting.

Gulf Breeze

4639 Smokey Road

3 Beds

2 Baths

2,582 Sq.Ft.

$1,194,000

MLS#: 1008123

COMING SOON - NO SHOWINGS Welcome to a beautiful, under constructed home offering modern design, income potential, and an unbeatable central location in Panama City. on a large spacious lot.

Ideally situated, this property places you close to everything:

Approximately 2 miles to Downtown Panama City

Inside, you'll find a thoughtfully designed floor plan featuring contemporary finishes and low-maintenance, new construction.

Perfect as a primary residence, second home, or income-producing property, this new build combines modern comfort with proven performance in one of Panama City's most up-and-coming areas.

Panama City

518 N Center Avenue

3 Beds

2 Baths

1,183 Sq.Ft.

$269,000

MLS#: 791755

Panama City Beach

506 Lyndell Lane

6 Beds

4 Baths

2,595 Sq.Ft.

$1,199,000

MLS#: 792489

BAYFRONT VIEWS with a 10 Ft wide easement to the Bay. Property Owner can use this 10-foot easement for paddleboards, canoes, fishing ect. Build your dream coastal retreat on this exceptional homesite in the heart of Santa Rosa Beach, offering beautiful water views and an outstanding location close to the area's renowned beaches, dining, shopping, and outdoor recreation. To help streamline the building process, the property includes a thoughtfully designed set of spec plans that can be used by the new owner, saving valuable time and helping bring your vision to life sooner.

Whether you're looking to build a primary residence, a second home, or an investment property, this lot offers an excellent opportunity to create a custom home in one of Florida's most desirable coastal communities. Enjoy the best of the 30A lifestyle with convenient access to boating, fishing, paddle-boarding, and the emerald waters of the Gulf Coast.

Santa Rosa Beach

lot 42 Bahia Vista Drive

None Beds

None Baths

0.19 acres

$550,000

MLS#: 1008153

Panama City Beach

188 Ellery Lane

3 Beds

2 Baths

1,459 Sq.Ft.

$271,326

MLS#: 786170

Breathe into a new world of coveted luxury vacations, and enjoy becoming a member of a private residence club fit for any lifestyle.

Each newly appointed 2 bedroom, 2.5 bath residence has an open floorplan, a private porch, and complementary luxury furnishings. More than half of all units have been newly renovated, featuring interior decor, and design functionality that creates a resort-style experience.
Own a second home without all of the hassle and upkeep! Invest in property that will allow you to travel the worlds beautiful beaches, from Cabo to the Caribbean and of course, our infamous Emerald Coast.

Owners also receive a personal parking spot and a garage unit.
Information on Elite Alliance Program and Membership in documents and online: elitealliance.com/exchange/membership

Enjoy the Club's amenities including the Owner's Lounge, Courtyard, Theater Room, and Kid's Activity Room PLUS Exclusive Owner's Pool, newly renovated.
The Roof Top Pool, Sun Deck, and Shaded Cabanas have amazing views of Rosemary Beach and its available amenities & shops.

The Milestone and SIRS are up to date and building maintenance is kept up to date, with unit interior renovations on-going in 2026.

Inlet Beach

136 Georgetown Avenue E3-6

2 Beds

2 Baths

1,343 Sq.Ft.

$160,000

MLS#: 990573

This popular Craftsman-style 3BR/2BA home (currently under construction: (Est. August / Sept. N ext to the entrance of the community (next to model). Designed with both comfort and style in mind, the home features HardieBoard® siding with a brick skirt, vaulted ceilings, and CoreTec Pro Plus luxury vinyl plank flooring throughout--no carpet. The spacious primary suite boasts elegant tray ceilings, a generous walk-in closet, and a spa-inspired bath. Quartz countertops in the kitchen and baths, soft-close cabinetry, spacious covered patio complete this inviting home, perfect for relaxed everyday living and entertaining. Bluffs residents enjoy a community pool, and bathhouse, near the Florida Trail offering plenty of opportunities to get outside and enjoy the Florida life style. Adams homes pays most of closing costs and offers $10K flex cash to buy down rate. *Pics are of a similar home.*Pics are of a similar home.*

Freeport

258 Alleyoak Lane Lot 63-1

3 Beds

2 Baths

1,634 Sq.Ft.

$346,930

MLS#: 1008111

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